Procrastination – when do you pull the trigger?

I stumbled across this quote which applies to so many different aspects of life and business:

Habitual procrastinators will readily testify to all the lost opportunities, missed deadlines, failed relationships and even monetary losses incurred just because of one nasty habit of putting things off until it is often too late.

Stephen Richards, The Secret of Getting Started: Strategies to Triumph over Procrastination